Side-by-side comparison

Requires everyone to have insurance. Insurers must sell to all who apply. Large employers would offer coverage or pay a portion of workers’ costs. Small employers would be exempt but could get tax incentives to provide coverage. A new public plan, “Health Choices Menu,” similar to the federal employees’ program, would be designed. A refundable tax credit would help pay for coverage. Premiums’ cost would be limited to a percentage of income.

Requires all parents to have coverage for their children. Insurers must sell to all who apply. Large employers would offer coverage or pay into a fund. Small employers would be exempt but could buy coverage in a new system with subsidies available to some businesses. Creates a new plan for the uninsured and businesses that is similar to the federal employees’ health program. For employers who offer insurance, the government would pay for very expensive care, if employers agree to pass savings to workers.

Ends tax-free health benefits offered through employers and replaces with a tax credit of $2,500 for individuals and $5,000 for families to purchase health insurance. Allows consumers to buy insurance from sellers in any state, which could be cheaper. Allows businesses and the self-employed to band together to buy insurance through associations, which they cannot do now in some states. Sets limits on medical malpractice awards. Allows importing prescription drugs from other countries.